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RIBBIS: MATTERS OF INTEREST

  • January 18, 2019

Cosigning and similar concepts It is definitely permitted for a Jew to co-sign as a standard arev on a loan initiated by a public company. Being that the terms are that the lender will turn to the borrower for payment…

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Ribbis: Matters of Interest

  • January 15, 2019

AREV: GUARANTEEING A LOAN (COSIGNERS) In certain instances where a home buyer does not meet underwriting criteria, the bank may require a cosigner to guarantee the loan. The current practice of banks is to stipulate that they can collect from…

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RIBBIS: MATTERS OF INTEREST

  • January 1, 2019

HETER ISKA II There are two basic types of heter iska that are written today; one is a chatzi milveh chatzi pikadon (half loan half investment) and the other is a kulo pikadon )all investment). As a rule, money for…

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Ribbis and the Heter Iska

  • December 25, 2018

HETER ISKA I The mitzvah to lend is achieved when one lends without charging interest. If one’s business lends with interest he must ensure to structure a valid heter iska. Assuming the heter iska was executed in a proper fashion,…

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RIBBIS: MATTERS OF INTEREST

  • December 17, 2018

Corporations Being that the issur ribbis is only applicable bein Yehudi leYehudi, dealing with large banks or public corporations is usually not a ribbis problem. However, if a Jew is guaranteeing the loan, in many instances halachah views his obligation…

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RIBBIS: MATTERS OF INTEREST Introduction to Ribbis

  • November 21, 2018

1.    RIBBIS FROM AN AKUM II   This that we mentioned in the previous issue regarding ribbis from a non-Jew, is all from a Biblical standpoint; however, subsequently it was forbidden by Chazal to lend an akum with ribbis, provided…

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